New regulation in mobile phone installments!

According to the regulation published in the Official Gazette, loans granted for the purchase of mobile phones whose price is over 3500 TL have been reduced from 6 months to 3 months.

The amendment made by the Banking Regulation and Supervision Board (BRSA) to the regulation regarding banks’ credit transactions was published in today’s Official Gazette. Accordingly, the maturity of loans granted for the purchase of mobile phones with a price of over 3500 TL cannot exceed three months. The previous limit was 6 months. Loans used for mobile phone purchases with a price below 3500 TL can be paid in installments up to 12 months, as before.

Currently; The maturity of consumer loans is 60 months, the maturity of loans granted for the purchase of vehicles with a final invoice value of 120,000 TL and below is 60 months, the maturity of loans granted for the purchase of vehicles with a final invoice value of 120,000 TL and the maturity of loans with vehicle collateral is 48 months, the maturity of loans granted for the purchase of computers The maturity period is 12 months, and the maturity of loans granted for the purchase of tablets is limited to six months.

Travel expenses were also reduced

With a paragraph added to the regulation, BRSA was authorized to change the limitations in this article or impose additional restrictions on this issue, by taking the opinion of the Presidency Strategy and Budget Directorate and the Ministry of Treasury and Finance.

Yesterday, BRSA reduced the number of installments from 6 to 3 for airline, accommodation and tour package expenses for international travels using credit cards.

Source: https://www.azonceoldu.com/gundem/cep-telefonu-taksitlerde-yeni-duzenleme-66381

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